faq-house

FREQUENT QUESTIONS

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PREGUNTAS FRECUENTES / Request an offer for my flat

If my apartment has a mortgage or is an inheritance, can I sell it with Tiko ?

PERGUNTAS FREQUENTES / Request an offer for my flat

If my apartment has a mortgage or is an inheritance, can I sell it with Tiko ?

If my apartment has a mortgage or is an inheritance, can I sell it with Tiko ?

yes . You can sell your apartment with Tiko whether you currently have a mortgage or an inheritance. If you have a mortgage, we will advise you on how you can cancel it and correct the debt that remains to be paid with the sale of the home. It will be necessary to request a zero debt certificate from the bank to be able to sell the house and present it together with other documentation in the Property Registry to formalize the cancellation. Our legal department will guide you through all the steps and help you with all the paperwork.


On the other hand, if your situation is that you have inherited a house that you want to sell, we can also help you with the procedures prior to the transaction. First of all, it will be necessary for all the heirs to accept the property at the notary and to pay the inheritance and gift tax.


Once this is done, it will be necessary to change the ownership of the house in the Property Registry, and with this, record who or who are the owners. Finally, you must pay the municipal capital gains, a local tax that taxes the increase in the value of the property. With these previous steps, the apartment can now be put up for sale. You can consult our page on how to sell an inherited apartment for more information.


On many occasions, especially when the house has been inherited by several people, the preferred option is to sell the house quickly and comfortably , since it involves unforeseen maintenance costs and its management by several people can be complicated.



We make the sale of your home more comfortable and simple


At Tiko we are real estate experts who, in addition to buying homes quickly thanks to our technology, know how stressful buying and selling homes can be. That is why we work to make the procedures as easy as possible and we take care of all the paperwork , also when it comes to an inheritance. We will help you in the previous procedures and we will manage all the documentation of the transaction so that you can sell your house in a short time and without stress.

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