If my apartment has a mortgage or is an inheritance, can I sell it with Tiko?
Yes. You can sell your apartment with Tiko whether you currently have a mortgage or if it is an inheritance. If you have a mortgage, we will advise you on how you can cancel it and correct the debt you have left to pay with the sale of the home. It will be necessary to request a zero debt certificate from the bank in order to sell the house and present it along with other documentation at the Land Registry to formalize the cancellation. Our legal department will guide you through all the steps and help you with all the paperwork.
On the other hand, if your situation is that you have inherited a house that you want to sell, we can also help you with the paperwork prior to the transaction. In the first place, it will be necessary for all the heirs to accept the property in a notary public and to pay the inheritance and donation tax.
Once this is done, it will be necessary to change the ownership of the house in the Property Registry, and thereby record who or who are the owners. Finally, you will have to pay the municipal plusvalía, a local tax that is levied on the increase in the value of the property. With these prior steps, the apartment can now be put up for sale. You can consult our page on how to sell an inherited flat for more information.
On many occasions, especially when the house has been inherited by several people, the preferred option is to sell the house quickly and comfortably , since it involves unforeseen maintenance costs and its management between several people can be complicated.
We make the sale of your home more comfortable and simple
At Tiko we are real estate experts who, in addition to buying homes quickly thanks to our technology, know how stressful home sales can be. That is why we work to facilitate the procedures as much as possible and we take care of all the paperwork , also when it comes to an inheritance. We will help you in the preliminary procedures and we will manage all the documentation of the transaction so that you can sell your house in a short time and without stress.