If my apartment has a mortgage or is an inheritance, can I sell it with Tiko ?
Yeah . You can sell your apartment with Tiko whether you currently have a mortgage or if it is an inheritance. If you have a mortgage, we will advise you on how you can cancel it and remedy the debt that remains to be paid with the sale of the home. It will be necessary to request a zero debt certificate from the bank to be able to sell the house and present it along with other documentation to the Property Registry to formalize the cancellation. Our legal department will guide you through all the steps and help you with all the paperwork.
On the other hand, if your situation is that you have inherited a house that you want to sell, we can also help you with the procedures prior to the transaction. First of all, it will be necessary for all heirs to accept the home at a notary and pay the inheritance and gift tax.
Once this is done, you will have to change the ownership of the house in the Property Registry, and thereby record who the owners are. Finally, you must pay the municipal capital gain, a local tax that taxes the increase in the value of the property. With these prior arrangements, the apartment can now be put up for sale. You can consult our page on how to sell an inherited apartment for more information.
On many occasions, especially when the house has been inherited by several people, the preferred option is to sell the home quickly and comfortably , since it involves unforeseen maintenance costs and its management between several people can be complicated.
We make the sale of your home more comfortable and simple
At Tiko we are real estate experts who know how stressful home buying and selling can be. That is why we work to facilitate the procedures as much as possible and we take care of all the paperwork , also when it comes to an inheritance. We will help you with the preliminary procedures and manage all the transaction documentation so that you can sell your house in a short time and without stress.