How does it work
Find the mortgage that best suits your needs with Tiko
At Tiko, we collaborate with different companies in the sector so that depending on your particular case, we help you find the best possible conditions. At Tiko, we help you with all the steps of the purchase process
When a mortgage is granted, you are committing to return in several years the money that the bank has lent you to buy your house along with interest . Those interests that you are going to pay within the monthly installment can be fixed, that is, you will always pay the same percentage of the purchase price of the home, or variables that change from time to time depending on the Euribor normally. Depending on your circumstances and the risk you want to assume , you should choose one type of mortgage or another.
The best mortgage is the one in which the bank can finance you as much as possible of the price of the house to be repaid in the longest possible time frame and with the minimum interest , either a fixed rate or a variable rate.
There are several banks that can grant 100% of the price of the house or even more to cover other expenses of the purchase. The percentage of credit that they grant you will depend on how likely it is that you can return that money in the corresponding years, according to the entity.